Attention homeowners in Pomona and Rockland County: Get an Appraisal today!![]() See the top seven reasons why NY homeowners need New York Appraisal:
Need help determining the value of your house in or near Pomona, NY?
We at New York Appraisal understand the particular needs of a consumer after appraisal services. Our customary business clients understand the appraisal process and the usual reporting formats. As our valued client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at New York Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours. Appraisals to remove PMIA popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At New York Appraisal, we're seasoned in helping people just like you abolish undesirable PMI insurance. Challenging a property tax assessmentLets say your house is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from New York Appraisal is your number one weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from New York Appraisal can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you would prefer to have a professional double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from New York Appraisal can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house. |